Blanxer POS now supports the Fonepay billing API

With this integration, businesses using Blanxer POS can connect their own Fonepay merchant account directly to the POS and receive payments straight into their own bank account, with no intermediary. It works across multiple POS outlets, with merchant-level QR billing at each one.

For smaller stores, or if you want a faster start, see our managed Blanxer QR payment option. For a comparison of every way to take digital payments, read payment gateways in Nepal.

What is Fonepay billing API integration?

The Fonepay billing API is a merchant-level payment interface provided by banks for billing software and POS systems. Unlike normal QR payments:

• There is no per-transaction commission
• There is no integration fee
• Payments go directly to the merchant's bank account
• Payment confirmation happens instantly inside the POS system

Blanxer has integrated this billing API fully into the POS interface.

What this means for Blanxer POS users

Once connected, your Blanxer POS becomes a direct payment terminal for Fonepay. Here is what you can do:

• Accept payments into your own bank account

  No third-party settlement delays and no platform wallet. Money goes straight to your merchant account.

• Real-time payment confirmation

  As soon as the customer scans the QR and pays, the payment is verified, the order status updates automatically, and staff don't need to check screenshots or SMS. That removes payment confusion and reduces billing errors.

Multi-outlet support

For businesses with multiple stores, each POS location can connect:

• Its own Merchant ID
• Its own Fonepay credentials
• Its own settlement bank account

That gives you branch-level revenue tracking, independent settlement per outlet, and central POS management with payments spread across branches. It suits franchises and multi-branch retailers. POS and multiple outlets are included in the Platinum plan; see Blanxer pricing.

How to activate the Fonepay billing API on Blanxer POS

1. Step 1

   Request the Fonepay billing API from your bank

   First, request Fonepay billing API access from your bank.

   When you request it, tell the bank you need the API for billing software / POS system integration. This matters because billing software use cases usually come with zero transaction fees, and the bank charges no API setup cost.

   Once approved, the bank provides:

   • Merchant ID
   • Secret Key
   • Merchant App Username
   • Merchant App Password

2. Step 2

   Log in to the Blanxer dashboard

   Go to https://app.blanxer.com, then open Dashboard → POS → Integration → FonePAY Integration.

3. Step 3

   Enter your Fonepay credentials

   You will see fields for Merchant ID, Secret Key, Username and Password. Enter the credentials provided by your bank and save the integration.

4. Step 4

   Start accepting payments from the POS

   Once the integration is complete:

   • Open Blanxer POS
   • Create an order
   • Click the QR Payment option
   • Your own business QR code appears automatically

   The customer scans the QR and pays, the payment is confirmed instantly and the order is completed. No manual verification is needed.

Why this is a big upgrade for retail businesses

This integration brings the payment setup large retailers use to everyday shops:

• Faster checkout
• Zero payment commission
• Accurate billing reconciliation
• Better accounting records
• Fewer cashier mistakes
• A payment setup that scales across multiple stores

Built for how retail works in Nepal

Blanxer is designed for how businesses operate in Nepal. The Fonepay billing API integration is another step towards running POS, payments, inventory and online sales in one system. Learn more about the Blanxer POS system for Nepal or see how it works for physical stores.